Terms of Service

ChalkHRD — chalkhrd.com

Please read these Terms of Service ("Terms") carefully before using the ChalkHRD website and subscription service (the "Service") operated by ChalkHRD ("we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Entertainment Purposes Only

ChalkHRD provides AI-generated horse racing analysis and picks for entertainment and informational purposes only. Nothing on this site constitutes gambling advice, a guarantee of winnings, or a solicitation to wager. Past pick performance does not guarantee future results. You acknowledge that horse racing outcomes are inherently unpredictable and that you assume all risk associated with any wagering decisions you make.

You must be 18 years of age or older to use this Service. Wagering may not be legal in all jurisdictions — it is your responsibility to comply with the laws of your jurisdiction before placing any wagers.

2. Subscription and Billing

ChalkHRD offers subscription plans billed on a recurring monthly basis. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel. All paid plans include a 7-day free trial; you will not be charged during the trial period.

3. Account Registration

You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at support@chalkhrd.com if you suspect unauthorized access.

We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe are being used fraudulently.

4. SMS Alerts

If you opt in to SMS alerts during registration, you consent to receive transactional text messages from ChalkHRD including daily pick notifications and race-day updates. Message and data rates may apply. Reply STOP to opt out at any time. See our SMS Terms for full details.

5. Intellectual Property

All content on the Service — including AI-generated picks, analysis, text, graphics, and software — is the property of ChalkHRD and protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

6. Prohibited Uses

You agree not to:

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHALKHRD SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS OR WAGERING LOSSES, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 30 DAYS PRECEDING THE CLAIM.

9. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Changes to Terms

We may update these Terms from time to time. We will notify subscribers of material changes via email or a notice on the Service. Continued use of the Service after changes take effect constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved exclusively in the courts located in New York County, New York.

12. Contact

Questions about these Terms? Contact us at support@chalkhrd.com or visit chalkhrd.com.

Last updated: July 2026